How Credit Unions Can Justify APRs over 18% for Small-Dollar Loans

Credit unions offer many types of loans, most of which cap well below an 18% APR. Read on to learn why higher interest rates make sense for small-dollar loans.

The Changing Face of Credit Union Small-Dollar Lending Platforms

Throughout the last year, several regulatory bodies have revisited their policies surrounding small-dollar lending programs. How does this affect credit unions?

What are the Pros and Cons of Partnering with QCash Small Dollar Lending?

Introducing any new technology to a tried-and-true sector is a recipe for radical change. Generally, the change is for the positive, but that doesn’t mean that there aren’t any drawbacks to innovation. The question is when partnering with financial technology companies, what do you give, and what do you get? When you’re on the front lines […]

Why did WSECU Start Offering Small Dollar Loans?

Why did WSECU start offering small dollar loans?  How did QCash begin? It’s an excellent story about a front line employee living the motto of people helping people. Our story begins when a teller at Washington State Employees Credit Union, the credit union that owns our CUSO, that members were coming into the branch repeatedly for […]